AUTOMATIC ESPRESSO MACHINES
can help you get the equipment you need
nowwith an affordable monthly payment plan. This is not a rentalwere you are just pouring
money down the drain. This is a lease where you
can actually own equipment for a token payment as low as One Dollar,
at the end of the lease period.We offer leasing for
purchases startingat $2,999.99 to $150,000.00 nationwide for
all the equipment we sell. A
lease can be approved in as little as four hours with a complete application
Credit Guidelines for
Established Businesses (2+ years in business) Equipment Cost
Range: $3,000 to
$150,000 FICO score of 600+
(a 590 will
be considered with a credible explanation) Information Requirements $3,000
- $50,000: Application only $50,000 to $75,000:
Application, 1st page of the last three bank statements and
one year of financial statements. $75,000+: Application,
bank statements and
two years of financial statements
Credit Guidelines for
Start-ups (less than 2 years in business) Equipment Cost: $5,000 to
$50,000 FICO: 650+ Application and bank statements
required
Corporations
in business for 5 + years with good credit can lease equipment without a
personal guarantor
You may have been turned down for leasing
in the past because you haven't owned your business long enough or
had some credit problems. Fill out the application and send it in, there is
no obligation.
Let our leasing experts help you get the equipment you need now.
NO DOWN PAYMENT REQUIRED Most traditional financing
options require a sizeable down payment. Banks typically require as much as 20% down. No down payment is required andleases can include "soft" costs like installation, freight, and training. Typically only the first and last payment
in advance are need to start the lease.
EASE, CONVENIENCE, AND FLEXIBILITY Streamlined Documentation
as listed above Fixed payments allow for easy budgeting Flexible lease structure designed
to fit individual needs
A Master Lease Line of Credit lease
can be issued to: 1. Allows for a one-time
credit analysis 2. Allows
clients to acquire equipment sporadically over time
ASSET MANAGEMENT Lessees pay equipment rental
payments as they use the equipment. Businessesdo not pay their office staff three years in advance. Rather, they pay their employees as
they contribute. Business equipment should also be
paid for as it produces.
AVOID TECHNOLOGICAL OBSOLESCENSE Leasing matches the term to the
useful life of theequipment and allows accelerated depreciation.
TAX BENEFITS Certain lease structures allow
the lessee to write off 100% of the monthly payment
against their tax liability at the end of the
year. Lease payments can be operating
expenses that come outof pre-tax earnings
rather than after-tax profits.
FEWER BUDGET RESTRICTIONS Leasing allows the acquisition
and use of the equipment whileworking within budgeted
guidelines and limits.
ESTABLISH ADDITIONAL LINES OF CREDIT When equipment is purchased
with borrowed funds,credit lines with lenders are
depleted. When equipment is leased,
businesses keep their lines of credit intact for
short term needs.
KEEP DEBT OFF BALANCE SHEET Generally accepted accounting
principals allow lessees to acquireincome–producing
assets without the accompanying debt appearing on
their balance sheet.